Commercial Real Estate Banker
Company: Seacoast Bank
Location: Bradenton
Posted on: February 21, 2026
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Job Description:
Job Description Job Description Location: Position can be
located in Tampa, St. Petersburg or Sarasota. JOB SUMMARY: Balance
credit quality of portfolio and loan growth. Assume total
responsibility for monitoring portfolio and proactively works to
identify weakness in loans to minimize the bank’s exposure and
reduce credit risk. Provide for close and personal attention to
clients by understanding their overall goals and objectives while
promoting and supporting the loan policies and strategic
initiatives of the bank. Manage partnership with all Lines of
Business for the successful development and administration of the
client’s entire relationship with Seacoast. Examine, evaluate,
authorize, or recommend approval of customer applications for
commercial loans, and effectively manage a commercial loan
portfolio by performing the following duties. Provides guidance and
assistance to junior lenders as needed. ESSENTIAL DUTIES AND
RESPONSIBILITIES: Assumes total responsibility for on-going
monitoring of all assigned accounts. This includes customary
portfolio management which includes, but not limited to: an
on-going understanding of any changes in the risk profile of all
loans, monitoring borrowers compliance to the loan documents,
obtaining and reviewing any required documentation or reports in a
timely fashion, monitoring loan payments, performs annual reviews
on a regular basis. Identification of problems and reporting of
problem credits to manager. Coordinates problem loan administration
with lending manger, line of Business Executive or Special Assets
Administrator. Works on detected problems with senior lending
officers and credit officers to minimize the bank’s exposure.
Proactively manages portfolio to identify weakness in loans,
develop strategies with senior lending officers to mitigate
weaknesses. Interviews applicants and requests specified
information for loan application. Requests applicant credit
reports, background checks, reference checks, and other information
pertinent to loan applicant's evaluation. Works collaboratively
with the credit department. Analyzes applicant financial status,
credit, and property evaluation to determine feasibility of
granting loan or submits application to credit analyst for
verification and recommendation. Corresponds with or interviews
applicant or creditors to resolve questions regarding application
information. Compiles loan package and facilitates negotiation of
loan structure with applicant, including fees loan repayment
options, and other credit terms. Approves loan within specified
limits or refers loan to loan committee for approval. Ensures loan
agreements are complete and accurate according to policy and loan
approval. Assures timely loan closing and funding activities.
Follows current loans in portfolio to ensure conformity and
servicing with approved terms, and compliance to all loan
documents, and be cognizant of any developing trends. Advises loan
manager of external factors that may affect establishment lending
policies, such as new or revised legislation and regulations.
Recommends and implements appropriate changes to establishment
policies and procedures. Promotes and cross-sells other
establishment products and services as appropriate to customer
requirements. Provides loan data to support marketing and sales
promotion programs. Mentors junior level Commercial Lenders in
development and analysis of financials, making decisions on loan
terms, credit quality and portfolio management. Adhere to Seacoast
Bank’s Code of Conduct. EDUCATION and/or EXPERIENCE: Bachelor's
degree (B. A.) from four-year college or university; 5 years
Commercial Real Estate lending experience and/or training; or
equivalent combination of education and experience. Leadership
experience. Five years commercial credit experience. Five years
commercial lending. The Statements above are intended to describe
the general nature and level of work being performed by people
assigned to this position. They are not intended to be an
exhaustive list of responsibilities, duties, and skills. Because
these statements are general, the job description is used for a
variety of purposes including job evaluations; performance reviews;
recruitment; etc. All Associates are required to adhere to the
highest legal and ethical standards applicable to our industry. It
is the policy of Seacoast Bank that all Associates will be familiar
and compliant with all regulatory, legal, ethical and Bank risk
mitigation requirements pertaining to both our industry and their
individual roles. This includes the on time, successful completion
of annual required training post-hire and effective execution of
role responsibilities. LI-PF1
Keywords: Seacoast Bank, Fort Myers , Commercial Real Estate Banker, Accounting, Auditing , Bradenton, Florida
