CRA Mortgage Banking Officer

Company: MidWestOne Financial Group, Inc.
Location: Fort Myers
Posted on: May 3, 2021

Job Description:

Overview

The CRA Mortgage Banker is responsible for sourcing and originating Community Reinvestment Act (CRA) eligible and general residential loans for existing MidWestOne customers and prospects within the MidWestOne Bank market and assessment area. The CRA Mortgage Banker will also coordinate and lead community development initiatives in their market. This position is a salary plus commission compensation plan.

Responsibilities

• Develop and maintain a regular business plan that includes external sales visits and promotion with realtors, builders, affordable housing providers, non-profit community organizations, etc
• Originates CRA eligible residential mortgage loans in accordance with the bank's loan policies and proceduresEstablishes a strong presence for MidWestOne
• Bank in the assigned territory by developing relationships and affiliations with low-and-moderate income housing program
• Hosts and attends homebuyer education seminars, trade shows and other financial education events to raise consumer awareness of MidWestOne Bank loan products
• Encourages bank participation and support of charitable and non-profit service opportunities and outreach opportunities, and documents these efforts accordingly
• Facilitates strong communication with customers and our mortgage operations team to process loan files from application through closing
• Actively participates in branch activities to train retail staff and gain mortgage referrals
• Participates in regular sales, product and regulatory trainings as assigned by the bank management

Qualifications

Must possess excellent communication skills; prioritize work demands effectively and be able to manage an external business development plan. Knowledge of overall real estate sales or mortgage lending processes is required.

• Knowledge of loan origination software, Encompass
• Experience providing loan products to low-and-moderate income and first-time homebuyers
• Registered and/or approved (if applicable) to sell down payment assistance programs for low-and-moderate income homebuyers in their respective state and market area
• Community development banking experience with proven results
• Minimum of 5 years mortgage banking experience in the assigned territory
• Bi-lingual language abilities preferred
• Bachelor s degree preferred
• Must be S.A.F.E. Act registered through NMLS

Keywords: MidWestOne Financial Group, Inc., Fort Myers , CRA Mortgage Banking Officer, Other , Fort Myers, Florida