Loan Officer

Company: Finemark National Bank
Location: Fort Myers
Posted on: May 5, 2022

Job Description:

Position Summary: Responsible for developing new loan relationships and maintaining a portfolio of existing loan relationships with high-net-worth individuals, families, and business owners. Advises wealth management clients utilizing lending and banking solutions that are aligned with the client's overall financial objectives and working within FineMark's team approach. Lending solutions will include residential, commercial, and consumer loans. Essential Duties and Responsibilities:Ensures competitive loan pricing through analysis of the market and economic conditions Ensures that loan requests are thoroughly analyzed and are properly prepared in accordance with the Bank's lending policyAnalyzes prepares and presents credit requests Negotiates credit terms, such as interest rates, fees, etc.Identifies new loan requests Reviews new laws and regulations that influence business lending within the financial institution Utilizes client contact system Other duties as assigned by managementEducation, Skills, and Experience:Bachelor's degree in business administration, finance or accounting A minimum of eight years of experience as a lender for a financial institution Strong analytical and credit underwriting skillsThorough understanding of credit administration, compliance, CRA, and all phases of loan documentation and credit file maintenanceHighly motivated with proven ability to develop loan relationshipsAbility to organize, prioritize and multi-task within in a fast-paced and unique business environmentExcellent communication and interpersonal skillsADA Job Description: The physical requirements and activities described herein are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Physical Requirements. This position primarily requires sedentary work; exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Walking and standing are required only occasionally. Physical Activities. The following physical activities are frequently required: talking is required to express or exchange ideas by means of the spoken word and hearing, with or without correction, is required to perceive the nature of sounds at normal speaking levels. The use of fingers is frequently required to pick, pinch, type (e.g., keyboard) or otherwise work, primarily with the fingers rather than with the whole hand as in handling. There is frequent repetitive motion which requires substantial movements (motions) of the wrists, hands, and/or fingers. This position may occasionally require that a person climb, balance, stoop, kneel, crouch, crawl, reach, push, pull, lift, grasp and/or feel. Visual Acuity Requirements. Close visual acuity and the ability to adjust focus, with or without correction, are required to perform activities such as, viewing a computer monitor or written materials and documents; reading; writing; preparing and analyzing data and figures; transcribing; close visual inspection. Some distance vision and color vision may be necessary. Environmental Conditions. A person is not substantially exposed to adverse environmental conditions and only exposed to moderate noise; they may occasionally work near moving mechanical parts or machinery such as a copier/printer.FineMark National Bank & Trust complies with the Americans with Disabilities Act (ADA) and the Americans with Disabilities Amendments Act (ADAAA). During the interview process, you may be asked questions concerning your ability to perform job-related functions. As an equal employment opportunity (EEO) employer, FineMark National Bank & Trust adheres to a policy of making employment decisions without regard to race, color, religion, sex, national origin and status as an individual with a disability or protected veteran. We assure you that your opportunity for employment with FineMark depends solely upon your qualifications. PI176586384

Keywords: Finemark National Bank, Fort Myers , Loan Officer, Other , Fort Myers, Florida